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We specialize in listening to your story and your needs, so we can find the very best solutions for you. At PRCU, you aren't just a credit score, you're a member, and we dedicate our time to try and help you no matter how rough your credit is. While banks look for reasons to tell you no, we look for opportunities to say YES! Becoming a member means: - Low Interest Rates - Loans for vehicles up 20 years old (and sometimes more!) - Extremely Flexible Payment Terms - Up to $400 Cash Back when you move your existing Auto Loan to PRCU - Quick Loan Approvals and Pre-approvals - Skip-A-Payment Options in December - Friendly staff to help you anytime that you need us! Refinance for CashSo you financed your vehicle with another lender. That's okay! PRCU will pay YOU to bring that loan to us! We'll work hard to save you money while you sit back, relax and receive up to $400 cash back when you move your existing auto loan to PRCU! New VehiclesAre you looking to buy a new vehicle? PRCU will finance up to 100% of the cost of a new car, truck or van for qualified borrowers. The maximum term for this loan is 72 months (72 months for more than $20,000). Any model year 2014 or newer is considerd a new vehicle. Call, click or come by to get pre-approved today! Used VehiclesPRCU will finance up to 100% of the purchase price or the NADA value (call for details). Terms up to 72 months are available. Vehicle models that were made in 2013 or earlier fall into the used vehicle category. ATV's, Boats, Campers, Motorcycles & More!PRCU will finance up to 100% of the purchase of a new boat, RV or ATV, or the NADA value on used. Maximum term is 144 months. For more information on our vehicle loan options, e-mail a friendly Member Service Representative |